The Standard Manual forMortgage BrokersThe Standard Clerk Company

Purchase Loans · Refinancing · FHA & VA · Jumbo Loans

Conditions chased. Locks watched before they expire.Every closing tracked, no processor needed.

Your loan officers stay with borrowers. Your clerks keep conditions, locks, and the closing checklist moving.

Your clerks

They draft. You approve.

The Loan Condition Clerk

Tracks every open condition and drafts the borrower reminder for what's missing.

The Rate Lock Clerk

Watches every lock expiration date and drafts extension or relock request before it lapses.

The Document Chasing Clerk

Chases pay stubs, bank statements, and letters of explanation, and tracks who owes what.

The Pre-Approval Clerk

Drafts the pre⁠-⁠approval letter and updates it as a buyer's file changes.

The Closing Clerk

Tracks every closing date and drafts the checklist for title, insurance, and final documents.

What it knows

Rate moves. A lock can expire mid⁠-⁠file. Every deadline gets tracked ahead of the rate change.

Condition pitfalls. A stale statement or missing letter stalls an underwriter. Every condition gets a reminder.

The language. Conditions, locks, loan⁠-⁠to⁠-⁠value, and debt⁠-⁠to⁠-⁠income get written the way an underwriter reads them.

Your limits. Quoting rates, lending advice, and RESPA or TILA matters stay with the officer.

Your software

ICE EncompassConnected for you
AriveConnected for you
QuickBooksReady now
Gmail and Google CalendarReady now
DocusignReady now

What changes

No stale files

Every open condition gets chased before the underwriter asks twice.

Locks that don't lapse

Expiration dates get flagged days out, not the morning of.

Evenings back

Closing checklists wait for a sign⁠-⁠off, not a late night.

Fees

Business auditFree
The Digital Presence$2,500
The Standard Manual$3,500
Both$4,750
Keep-Running, monthly$299
Answering Service, monthly$199

See it on your own pipeline.

The free audit shows where your hours go and what to hand off first.

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